Lisa Marie Rybacki v Progressive Casualty Insurance Company et al: After a car accident in which the other driver was 100% liable, Rybacki filed a claim for underinsured motorist insurance with her insurer, Progressive. She then filed a lawsuit against the at-fault driver for negligence and against Progressive for bad faith, negligence, CPA, IFCA, and breach of contract. Rybacki obtained a jury verdict for damages from the driver, but the court granted a directed verdict for Progressive on her claims against the company. Rybacki appeals the dismissal of her claims and the judgment entering the damages award against both the driver and Progressive.